Biblical Roots of Modern Consumer Credit Law
Modern consumer credit law is a large and complex body of law. Underneath the complexity, however, is a simple goal: to ensure that consumers are treated fairly and to prevent, or at least to redress, overreaching and abuse by creditors. To this extent, modern consumer law can be said to reflect a f...
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| Format: | Electronic Article |
| Language: | English |
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Cambridge Univ. Press
1993
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| In: |
Journal of law and religion
Year: 1993, Volume: 10, Issue: 1, Pages: 157-192 |
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| 520 | |a Modern consumer credit law is a large and complex body of law. Underneath the complexity, however, is a simple goal: to ensure that consumers are treated fairly and to prevent, or at least to redress, overreaching and abuse by creditors. To this extent, modern consumer law can be said to reflect a felt sense of societal responsibility to a particularly vulnerable group.We tend to think of consumer credit law as a modern phenomenon; and indeed, the vast majority of consumer credit laws in this country have appeared since the late 1960s. But our generation did not invent consumer protection law; many of our modern rules have antecedents which date back for centuries. Indeed, consumer credit transactions are as old as civilization, and even the earliest societies regulated at least some lending and credit practices.Ancient Israel was no exception; its legal codes contained many rules on lending practices. While these rules were not nearly as complex as our modern rules, they did address a remarkably wide range of issues which we would identify today as consumer protection issues. As part of a larger body of humanitarian laws and customs designed to protect against undue hardship, the rules on credit practices were similar in principle to our modern consumer laws in that they reflected a sense of responsibility toward the poor and most vulnerable members of society. | ||
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